Interest rates as low as 2.79%*
Don’t Let Finances Stop you from Studying Abroad
Compare the best student loans for International students and secure funding for tuition, living expenses, and more — with or without a cosigner.*
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Why Choose Nomad Credit?
2 CR*
Collateral Free Loan
100%*
Financing on Edu Expenses
₹10B+
Loans Secured through us
20+
Financial Lenders
Finance your Study Abroad Dreams
Discover. Plan. Apply.
Study in the Country You Love — We’ll Help You Fund It!
Nomad Credit specializes in helping students secure the right education loan for studying abroad by connecting them with a wide network of trusted banks and financial institutions. Whether a student is exploring secured options or looking for an abroad education loan without collateral, our team evaluates the profile carefully and matches it with lenders that best fit the eligibility criteria.
From initial assessment and documentation guidance to final sanction support, Nomad Credit simplifies the entire loan process, improves approval chances, and ensures students access competitive funding solutions tailored to their study plans — all at no cost to the student.
Instead of focusing on assets, lenders evaluate your:
- US Cosigner Education Loan Starting from 2.79%*
- Study abroad loans up to ₹2 Crore
- Up to 100% finance with all expenses covered
- Quick loan sanction within 72 hours*
- Loan sanction prior to university admission
Speak to an Expert
Trusted by students in 9+ countries to secure funds for their dreams
Study Abroad Destinations Covered
Study in United States
Boasting 33 of the world’s top 100 universities, as well as being home to the financial, technology, aerospace, healthcare and entertainment hubs of the world, the United States is a land of educational and career opportunities for international students.
United States
Study in United Kingdom
The United Kingdom is home to some of the world’s finest and oldest universities and colleges. Experience a tradition of academic excellence and research innovation, with access to top-quality education that shapes future leaders across diverse fields.
United Kingdom
Study in Canada
Canada is renowned for its high-quality education and welcoming multicultural society. With a reputation for safety, innovation, and stunning scenery, it’s a top choice for those seeking a well-rounded study abroad experience.
Canada
Study in Australia
Uncover a world of opportunities in the land down under! With over 1,100 institutions, and 22,000 courses to choose from, Australia offers a world-class education and an outstanding quality of life.
Australia
Study in Ireland
Ireland consistently ranks top 20 globally for quality of life, safety, and human development. Its rich history, vibrant culture, and top-tier institutions attract students seeking excellent education in a welcoming environment.
Ireland
Study in Germany
Study in Germany and gain a globally recognized degree in a vibrant, English-speaking country. Choose from top programs in business, tech, healthcare, and more. Enjoy post-study work options, strong career prospects, and a welcoming culture in one of Europe’s fastest-growing economies.
Germany
Talk to Our Loan Expert Today!
Why wait? Get in touch with our loan specialists and explore the best student loan solutions we’ve shortlisted just for you!.
Find the Ideal Loan Crafted Just for You!
We simplify your finances so you can focus on learning. Get your education loan approved in 3 days
US Cosigner Option
This option allows you to secure a loan with lower interest rates compared to other loan types by involving a US citizen or permanent resident as your cosigner
- Save on repayments with lower interest rates
- Defer payments for 6-9 months after graduation
- Cover 100% of attendance costs
No Cosigner Option
Ideal for students enrolled in top universities across the USA, Canada, and beyond. These loans offer competitive interest rates and don’t require a cosigner or collateral.
- No cosigner or collateral needed
- Flexible repayment / no payments during school
- Available for graduate students & 3rd/4th year undergraduates
Indian Cosigner Option
Partnered with top Indian banks and lenders, Nomad Credit offers a variety of competitive loan options for students in need of funding
- Cosigner or collateral required for approval
- Loans available for the entire course duration
- Pre-visa disbursement options available
Need help for an Education Loan?
Don’t let finances hold you back! Connect with our loan experts today and find the best study abroad loan for you.
Program & Benefits
Plan your dream education journey today with Nomad Credit today!
Benefits for International Students
- 100% Tuition Fees
- Living Expenses
- Accommodation
- Health Insurance
- Travel Costs
- Books and Study Materials
Courses covered under Overseas Education Loan
- MBA
- Computer Science
- Engineering
- Data Science
- Healthcare & Life Sciences
- Finance & Analytics
- Any many more...
Easy Steps to Apply
Follow these Simple Steps to Get Your No Collateral Loan
01
Check Eligibility
Fill out a quick form to assess your eligibility.
02
Loan Offer Review
Our team verifies your documents and match you with suitable international lenders.
03
Loan Sanction
Get the quick approval with the help of our experts team.
04
Disbursement
We ensure timely disbursement of the loan as per your schedule & plan.
Trusted by Thousands of Graduates
Real People. Real Savings.
As I was heading for MBA at Columbia, I got in touch with Nomad team regarding the financing. They were super helpful and always approachable. This involved sitting with me on calls as I fill forms, helping with US cosigner doubts, helping me process all the applications. I highly recommend them!!
Anusha Goel
Columbia Business School
I’m really grateful to Nomad team for all the help and support. From the very first step, they were always just a call away. Thanks to them, the whole process felt so much smoother and less stressful. I’d happily recommend them. They truly go above and beyond for the people they works with!
Vibhuti Luthra
NYU Stern School of Business
I got in touch with Anchal regarding financing options as I head for an MBA at Stanford. She helped me get to know about all the available options with utmost patience. In the end, I was able to get a highly competitive interest rate with her help, which turned out to be the best option available in the market!
Yash Maheshwari
Stanford Graduate School of Business
Ganesh was my case manager at Nomad Credit. He helped me secure 2 student loans, 1 for each year of my MBA at UCLA Anderson. It is not always straight forward for international students to get student loans in the US, but Ganesh walked me through the whole process step by step, making it as stress free as possible. Highly recommended!
Jack Du
UCLA Anderson School of Management
Nomad Team helped me get the best possible option for my financing needs. They made sure that I got the most updated and consistent information to make the right decision towards the most important aspect of my studies i.e. money management. They were always there to help me and have a great attitude towards helping others.
Abhishek Pasricha
University of Southern California
Working with your team was an incredibly smooth and reassuring experience. A special shoutout to Karan and Deepesh, who truly went above and beyond at every stage and making sure everything was on track despite tight timelines. I’m genuinely grateful to have had such a supportive team by my side, I couldn’t have done it without you!
Sourav Mehra
UVA Darden School of Business
Since, I was doing this for the first time, I had a lot of questions. The team very patiently answered all my queries and consistently supported me from filling-up my application to document verification until I had received my loan confirmation. Overall, I really appreciate Nomad’s help in navigating me through my loan application process.
Shubham Malviya
Kellogg School of Management
Your unwavering support, particularly in navigating the challenge of securing a loan without collateral, has been truly remarkable. Special thanks to Shweta ma’am. Your service and commitment to helping students like me achieve their dreams have made a profound impact, and for that, I am deeply thankful.
Shakib Shaikh
Aston University
I’m incredibly grateful to Poonam and the entire Nomad Team for their outstanding support throughout. Their guidance was clear, timely, and tailored to my specific needs. I highly recommend them to anyone pursuing international education. They’re knowledgeable, professional, and genuinely invested in your success.
Akanksha Dilip Mhaisne
Kent State University
Thanks Sulekha & Nomad Credit for assisting me throughout. You also helped me boost my confidence personally in the entire process. I am grateful, you were there to resolve my every doubt regarding visa interview questions and any query I had. At the end, thanks once again for helping me achieve F-1 visa for the USA.
Jaspreet Kaur
University of Maryland
Your exceptional guidance made my master’s application process smooth and stress-free. You were always available and willing to answer my queries with patience and clarity. I highly recommend Nomad to anyone seeking professional guidance for their higher education journey.
Arshan Bhanage
San Jose State University
Why choose Nomad Credit for Study Abroad Journey?
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Overseas Education Loans
Plan your dream education journey today with Nomad Credit!
Copyright © 2025 Nomad Credit | All Rights Reserved
Disclaimer
*Student Loan Rate and Terms Disclosure: Rates displayed include Automatic Payment and Loyalty Discounts, where applicable. Note that such discounts do not apply while loans are in deferment. The lenders on the Nomad Credit platform offer fixed rates ranging from 3.39% – 18.11% APR and variable interest rates from 4.13% – 16.85% APR. Variable rates and floating rates from Indian lenders will fluctuate over the term of the borrower’s loan with changes in the Index rate. The Index will be either LIBOR, SOFR, or the Repo Rate (for Indian lenders), depending on the lender. Rates are subject to change at any time without notice. Your actual rate may differ from the rates advertised and/or shown above and will be based on factors such as the term of your loan, your financial history (including your cosigner’s, if any, financial history), and the degree you are in the process of achieving or have achieved. While not always the case, lower rates typically require creditworthy applicants with creditworthy co-signers, graduate degrees, and shorter repayment terms (terms vary by lender and can range from 5 to 20 years), and include Automatic Payment and Loyalty Discounts, where applicable. Loyalty and Automatic Payment discount requirements, as well as lender terms and conditions, will vary by lender; therefore, reviewing each lender’s disclosures is important. Additionally, lenders may have loan minimum and maximum amounts, degree and institution eligibility, citizenship and residency requirements, and other lender-specific criteria. Lenders will conduct a hard credit pull when you submit your application. Hard credit pulls will have an impact on your credit score.
Frequently Asked Questions
What is a study abroad education loan?
A study abroad loan is a financial product designed to help students cover expenses related to international education, including tuition fees, living expenses, travel, insurance, and other academic costs.
What expenses are covered under an education loan?
Most lenders cover: 1) Tuition fees, 2) Living expenses, 3) Travel costs, 4) Visa fees, 5)Health insurance, 6) Exam and application fees, 7)Books, laptop, and study materials, 8) Coverage may vary depending on the lender.
What is margin money in education loans?
Margin money refers to the amount that the student has to contribute to the total loan amount. For example: if your loan has a 5% margin, you will get only 95% of the loan amount, and it’s your duty to add the remaining 5% to the loan.
Can I get a zero interest education loan?
Most banks do not give zero-interest (0%) education loans, which means if you borrow money for studies, you usually have to pay back more than you borrowed because of interest. However, in some cases, the government helps by paying the interest while you are studying, so you don’t have to pay extra during that time, but once you finish your course, interest may start again. Some state governments also offer special schemes with very low or zero interest for certain students. So, while true 0% loans are rare, you might still get help through government schemes or scholarships that reduce how much you have to repay.
What is the maximum time for education loan?
The maximum time to repay an education loan is usually up to 15 years after you finish your studies. This includes a moratorium period (usually 1 year) where you don’t have to pay, so you only start paying after your course is done. For example, if your course takes 4 years, and you get 1 year after that to find a job, you could have up to 15 years to repay the loan. Some loans may give you more time, but 15 years is the usual maximum.
How many years to pay back a student loan?
You usually have up to 15 years to pay back a student loan, depending on the bank or lender. After you finish your studies, there is often a moratorium period (usually 1 year) where you don’t need to pay anything. After that, you start repaying the loan, and most loans are set up to be fully paid off in 12 to 15 years. Some lenders might give you a little more time, but 15 years is the common maximum.
Can I get a 100% loan to study abroad?
Yes, you can get a 100% loan to study abroad, which covers your tuition fees and sometimes even living costs. However, you need to meet certain conditions like having good grades, getting admission to a recognized university, and sometimes providing collateral (like a house or savings). The loan is usually repaid over 12 to 15 years, and you don’t have to pay anything during your studies (this is called the moratorium period). But it’s important to check the details with the bank before applying.
What is the maximum loan amount students can get from education loans?
From Indian lenders, students can get up to INR 1.5 Cr and from banks in the US, the maximum loan amount can be up to INR 1.8 Cr. If approved, the maximum loan amount depends on your co-borrower’s income (or collateral value), country and course of study, and similar other factors.
Who can be a co-borrower for an education loan?
In India, the co-borrower must be a close relative of the student, such as a parent, sibling, spouse, parent-in-law, etc. The co-borrower must be earning the minimum income specified by lenders without any other obligations, as well as other eligibility requirements to be approved However, for US banks, the co-borrower can be anyone who is a US citizen or a permanent resident in the country. Like in India, the co-borrower must meet the income criteria and other eligibility requirements to be approved.
Why there is insurance for education loans?
Education loan insurance helps when unexpected events, like the student’s untimely demise, occur. The insurance company will take care of the loan, thereby not troubling the student’s family with repayment.
Can I get a loan without a co-applicant?
Most lenders require a co-applicant (parent/guardian/spouse). Some international lenders may offer loans without a co-applicant, depending on eligibility.
Is there any tax benefit on education loans?
In many countries, interest paid on education loans may qualify for tax deductions. It’s advisable to consult a tax advisor for details.
Can I apply for a loan before securing admission?
Most lenders require confirmed admission. However, you can start comparing loan options and checking eligibility early.
Plan your dream education journey today with Nomad Credit!
Copyright © 2026 Nomad Credit | All Rights Reserved
Disclaimer
*Student Loan Rate and Terms Disclosure: Rates displayed include Automatic Payment and Loyalty Discounts, where applicable. Note that such discounts do not apply while loans are in deferment. The lenders on the Nomad Credit platform offer fixed rates ranging from 3.23% – 18.11% APR and variable interest rates from 4.13% – 16.85% APR. Variable rates and floating rates from Indian lenders will fluctuate over the term of the borrower’s loan with changes in the Index rate. The Index will be either LIBOR, SOFR, or the Repo Rate (for Indian lenders), depending on the lender. Rates are subject to change at any time without notice. Your actual rate may differ from the rates advertised and/or shown above and will be based on factors such as the term of your loan, your financial history (including your cosigner’s, if any, financial history), and the degree you are in the process of achieving or have achieved. While not always the case, lower rates typically require creditworthy applicants with creditworthy co-signers, graduate degrees, and shorter repayment terms (terms vary by lender and can range from 5 to 20 years), and include Automatic Payment and Loyalty Discounts, where applicable. Loyalty and Automatic Payment discount requirements, as well as lender terms and conditions, will vary by lender; therefore, reviewing each lender’s disclosures is important. Additionally, lenders may have loan minimum and maximum amounts, degree and institution eligibility, citizenship and residency requirements, and other lender-specific criteria. Lenders will conduct a hard credit pull when you submit your application. Hard credit pulls will have an impact on your credit score.