Interest rates as low as 2.79%*

US Cosigner Education Loan for Indian Students

Pursue your Bachelor’s, Master’s, MBA, or any professional course in the United States with education loans starting at just 2.79%* (with a US co-signer) & funding available up to ₹2 Crore.

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Collateral Free Loan

100%*

Financing on Edu Expenses

₹10B+

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Choose USA Cosigner Education Loan

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Get up to 100% funding for Undergraduate, Masters, MBA, STEM, and other programs in the USA.

If you are planning to study in the United States and have a creditworthy US citizen or permanent resident willing to support you, you can apply for a US cosigner education loan.

 

A US cosigner loan for students allows you to secure funding for tuition and living expenses with better interest rates and higher approval chances compared to other student loans

Benefits:

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US Cosigner Option

This option allows you to secure a loan with lower interest rates compared to other loan types by involving a US citizen or permanent resident as your cosigner

  • Save on repayments with lower interest rates
  • Defer payments for 6-9 months after graduation
  • Cover 100% of attendance costs
No Cosigner Option

Ideal for students enrolled in top universities across the USA, Canada, and beyond. These loans offer competitive interest rates and don’t require a cosigner or collateral.

  • No cosigner or collateral needed
  • Flexible repayment / no payments during school
  • Available for graduate students & 3rd/4th year undergraduates
Indian Cosigner Option

Partnered with top Indian banks and lenders, Nomad Credit offers a variety of competitive loan options for students in need of funding

  • Cosigner or collateral required for approval
  • Loans available for the entire course duration
  • Pre-visa disbursement options available
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Need help for an Education Loan?

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Why U.S. Cosigner?

Securing a US Co-signer Education Loan is simple, fast, and the smartest choice for aspiring students planning to study in the USA

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Who Can Be Your Cosigner

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Documents They'll Need

Easy Steps to Apply

Follow these Simple Steps to Get Your No Collateral Loan

01

Check Eligibility

Fill out a quick form to assess your eligibility.

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02

Loan Offer Review

Our team verifies your documents and match you with suitable international lenders.

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03

Loan Sanction

Get the quick approval with the help of our experts team.

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04

Disbursement

We ensure timely disbursement of the loan as per your schedule & plan.

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Why wait? Get in touch with our loan specialists and explore the best student loan solutions we’ve shortlisted just for you!.

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Overseas Education Loans

Frequently Asked Questions

What is a U.S. cosigner loan?
A U.S. cosigner loan is a student loan backed by someone in the U.S. with a strong credit profile. Their support improves your chances of approval and may get you lower interest rates—without needing collateral.
Your cosigner must be a U.S. citizen or permanent resident with good credit history and stable income. They can be a family member, friend, or trusted professional.
As an international student, you may not have U.S. credit history. A cosigner’s credit profile reassures lenders and helps you access better loan terms.
No, these loans are usually unsecured. Your cosigner’s creditworthiness replaces the need for collateral.
If you miss payments, it will appear on your cosigner’s credit report and may harm their score. They are legally responsible for repayment if you default.
Yes, some lenders allow “cosigner release” after you make a set number of on-time payments and pass a credit check.
Yes. If your cosigner has high debt, it could limit the amount you’re eligible to borrow.
Terms range from 5 to 15 years, with flexible plans including interest-only payments while in school.
No, you can only have one cosigner at a time.
Yes, most lenders offer online account access for both you and your cosigner to monitor payments.
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Disclaimer

*Student Loan Rate and Terms Disclosure: Rates displayed include Automatic Payment and Loyalty Discounts, where applicable. Note that such discounts do not apply while loans are in deferment. The lenders on the Nomad Credit platform offer fixed rates ranging from 3.23% – 18.11% APR and variable interest rates from 4.13% – 16.85% APR. Variable rates and floating rates from Indian lenders will fluctuate over the term of the borrower’s loan with changes in the Index rate. The Index will be either LIBOR, SOFR, or the Repo Rate (for Indian lenders), depending on the lender. Rates are subject to change at any time without notice. Your actual rate may differ from the rates advertised and/or shown above and will be based on factors such as the term of your loan, your financial history (including your cosigner’s, if any, financial history), and the degree you are in the process of achieving or have achieved. While not always the case, lower rates typically require creditworthy applicants with creditworthy co-signers, graduate degrees, and shorter repayment terms (terms vary by lender and can range from 5 to 20 years), and include Automatic Payment and Loyalty Discounts, where applicable. Loyalty and Automatic Payment discount requirements, as well as lender terms and conditions, will vary by lender; therefore, reviewing each lender’s disclosures is important. Additionally, lenders may have loan minimum and maximum amounts, degree and institution eligibility, citizenship and residency requirements, and other lender-specific criteria. Lenders will conduct a hard credit pull when you submit your application. Hard credit pulls will have an impact on your credit score.