It's Time to Refinance Your Study Abroad Loan
Interest Rates Starting from 4.24%*
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Why Refinance with Nomad?
Real Savings. Real Relief. Real Fast.
Interest rates as low as 4.24%
No cosigner. No collateral. No problem.
Custom repayment plans tailored to their goals
Potential tax savings up to $2,400/year
Employer loan repayment perks up to $5,250/year
Save 3.5% in remittance taxes when sending money back to India
All student loans in ONE simple monthly payment
Pay off early with no prepayment penalties
Lower Your EMI by up to 30%
A Smarter Way to Manage Your Student Loan
Refinance Your US Education Loan and Save More Every Month
If you’re currently repaying an education loan for your studies in the United States, you may be paying a much higher interest rate than necessary. Many students who took loans from India or early-stage US lenders end up with expensive repayment terms that strain their monthly budget.
Refinancing your US education loan gives you an opportunity to replace your existing loan with a new one that offers lower interest rates, better repayment flexibility, and significant long-term savings. With the right lender, you could reduce your monthly EMI and save thousands of dollars over the life of your loan.
Ready to Start Saving on Your Student Loans?
Check your personalized refinance rate in 2 minutes — no commitment, no credit impact.
How it works?
Easy steps. Big savings.
01
Get prepared
Check the eligibility criteria for info you’ll need to apply. And check in on your credit and other financial stats.
02
Browse options
Explore different lenders with friendly requirements to find the perfect match for your profile.
03
Choose your loan terms
See rate options in minutes with no impact to your credit score. Then pick a term that works for you.
04
Complete your application
Filling out your info online. This step will include giving out your current work or loan information.
Be the next to make the smart move
Lower Interest Rates
Free Your Cosigner
Reduce Monthly Payments
Tax Benefits
Flexible Terms
Zero Service Charge
It’s Time to Refinance your Study Abroad Loan
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*Student Loan Rate and Terms Disclosure: Rates displayed include Automatic Payment and Loyalty Discounts, where applicable. Note that such discounts do not apply while loans are in deferment. The lenders on the Nomad Credit platform offer fixed rates ranging from 3.23% – 18.11% APR and variable interest rates from 4.13% – 16.85% APR. Variable rates and floating rates from Indian lenders will fluctuate over the term of the borrower’s loan with changes in the Index rate. The Index will be either LIBOR, SOFR, or the Repo Rate (for Indian lenders), depending on the lender. Rates are subject to change at any time without notice. Your actual rate may differ from the rates advertised and/or shown above and will be based on factors such as the term of your loan, your financial history (including your cosigner’s, if any, financial history), and the degree you are in the process of achieving or have achieved. While not always the case, lower rates typically require creditworthy applicants with creditworthy co-signers, graduate degrees, and shorter repayment terms (terms vary by lender and can range from 5 to 20 years), and include Automatic Payment and Loyalty Discounts, where applicable. Loyalty and Automatic Payment discount requirements, as well as lender terms and conditions, will vary by lender; therefore, reviewing each lender’s disclosures is important. Additionally, lenders may have loan minimum and maximum amounts, degree and institution eligibility, citizenship and residency requirements, and other lender-specific criteria. Lenders will conduct a hard credit pull when you submit your application. Hard credit pulls will have an impact on your credit score.