Nomad Credit Logo
International student opening a U.S. bank account
U.S. Bank Account

Open your accountbefore you fly out

Open it from home with only your passport. Fast, secure, and hassle-free. 

Get a $20 Bonus on Sign-Up*
No SSN required1
No Branch Visit

Get Your U.S. Bank Account Now!

By continuing, you agree to Nomad Credit's Terms of Use & Privacy Policy

Takes less than a minute | No impact on credit score

Top Benefits

Smart banking built for your move to the USA.

$20 sign-up bonus*

When you sign-up via us you are eligible to receive a $20 sign-up bonus from our banking partner after making your first virtual or physical card payment

Revolut virtual and physical cards

5.5% Interest

Earn more on every dollar

Zero Forex Fee

Near-interbank exchange rates

5-Minute Setup

Open before you arrive

Early Direct Deposit

Get paid sooner

$250,000 Protected

FDIC-insured up to $250K

24/7 In-App Support

Get help whenever you need it

Additional Benefits

Financial services that help you skip stress, so you can focus on your career

One Account, 25+ Currencies

Your U.S. bank account lets you hold, exchange, and spend money in multiple currencies without the hassle of opening separate accounts

USD

USD

US Dollar

1,234.56

GBP

GBP

British Pound

567.89

EUR

EUR

Euro

890.12

INR

INR

Indian Rupee

45,678.00

Manage Payments

Send and receive money in multiple currencies, with acceptance across US, UK, EU, LATAM and APAC

12:2142%
‹
⌂SJ

Sending to

Sarah Johnson

@sarahj

123456

Sending

$100

Trusted by 70 Million+ Users

+5

Virtual Cards

Get started with fully digital onboarding and cards that enhance your convenience

Revolut virtual cards

Student-Friendly Experience

Your go to app for daily transactions from groceries to rent your U.S. bank account does it all

Savings

$2,780.19

%

Interest Paid

Today, 00:48

+$8.09

%

Interest Paid

Feb 15th, 00:48

+$8.06

Total Collected

$90.00

of $135.00 • Dinner at Olive Garden

SJ

Sarah Johnson

Today, 02:30 PM

+$45.00

MC

Mike Chen

Today, 01:15 PM

+$45.00

AR

Alex Rivera

Yesterday, 08:20 PM

$45.00

Pending

Easy International Transfers

Competitive forex rates that help you reduce your transaction costs

Global money transfers

Eligibility

If you are an international student moving to the U.S., you likely qualify.To apply, you must have

A valid passport

Valid U.S. student visa

Why Nomad Credit?

Not all platforms are built the same, here's why students trust Nomad

Apply from India, before-landing

Nomad Credit

Yes

U.S. Banks

No

Other Fintechs

Yes

SSN Required

Nomad Credit

No

U.S. Banks

Yes

Other Fintechs

Yes

Multi-Currency Support

Nomad Credit

25 currencies

U.S. Banks

USD

Other Fintechs

USD

Interest on Balance

Nomad Credit

5.5%

U.S. Banks

0%

Other Fintechs

0%

Build for international students

Nomad Credit

Yes

U.S. Banks

No

Other Fintechs

No

How It Works?

No SSN. No Branch Visit. Digital Onboarding.

Visa

Apply via Nomad

Using the link on the dashboard and enter your phone number

Install & Sign up

Download the app and complete the simple sign-up process

distance

Verify Identity

Complete your KYC verification by sharing your passport and visa details

Activate & Earn*

Spend or transfer once to activate your account and $20 bonus. T&Cs apply.

Frequently Asked Questions

About the U.S. Bank Account

Can I open an account without an SSN?

Yes. You can open a U.S. bank spending account with a government-issued ID (such as a passport) and a supported US visa. No SSN is required to get started. Terms & conditions apply.

Is this a US financial app?

This is a global FinTech company not a bank. Banking services are provided by Lead Bank, Member FDIC. It serves 65M+ personal customers across 140+ countries.

How do I convert INR to USD?

Open the app, tap 'Exchange,' select INR → USD, and confirm. You'll see the rate and applicable fees upfront. Exchange during weekday market hours for the most competitive rates with no fair usage fee (based on plan limits).

What cards do I get?

You'll receive a prepaid Visa or Mastercard. You can also create virtual and disposable cards in the app for secure online shopping. Fees may apply for additional cards.

Are there monthly fees?

The Standard Plan has no monthly plan fee. Premium and Metal plans offer enhanced features, plan fees and cancellation fees apply.

Can I send money back home to India?

Yes. You can send money to 140+ countries including India via bank transfer, card transfer, or peer-to-peer to other account holders. Rates and fees are shown upfront before you confirm.

Ready to open your U.S. bank account?

Set up your U.S. account via Nomad Credit in minutes, no SSN required.

Takes less than a minute | No impact on credit score

Disclosures

U.S. bank account offered by Revolut. Revolut is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Lead Bank, Member FDIC, and/or Cross River Bank, Member FDIC.

Fees may apply. See revolut.com/en-US/ for details.

1 No SSN Required: Government-issued ID and supported US visa required.

2 Early Direct Deposit: Early access to direct deposit funds compared to traditional banks. Subject to employer deposit timing and not guaranteed.

*T&Cs apply.

Takes less than a minute | No impact on credit score