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International student holding a U.S. credit card
U.S. Credit Card (without SSN/ITIN)

Get the card ready before you land

Designed exclusively for international
students heading to the United States

No SSN required
No Annual Fee
Up to $1500 starting limit

Apply now for free!

By continuing, you agree to Nomad Credit's Terms of Use & Privacy Policy

Top Benefits

Designed for your U.S. lifestyle

Unlimited 3% cashback on airfare

Earn rewards on every flight booking.

Contactless Tap-to-Pay

Fast, secure payments across the U.S.

Build Your U.S. Credit from Day 1

Strengthen your financial profile.

Zero Foreign Transaction Fees

Use your card in 200+ countries.

6% Cashback on brand partners

Save more on everyday spending.

24/7 Customer Support

Get help whenever you need it.

Eligibility

If you're an international student moving to the U.S. you likely qualify.
To apply you need to have:

A valid passport

I-20 (proof of student status)

Valid U.S. student visa

Why Nomad Credit?

Not all platforms are built the same, here's why students trust Nomad

Apply from India, before-landing

Nomad Credit

Yes

Other Fintechs

No

Traditional Cards

No

SSN Required

Nomad Credit

No

Other Fintechs

Yes

Traditional Cards

Yes

Starting Credit Limit

Nomad Credit

$1500

Other Fintechs

$300–$500

Traditional Cards

Equal to deposit

Cashback/Rewards

Nomad Credit

1–6% + 3% on airfare

Other Fintechs

Usually 1%

Traditional Cards

No

Designed for students

Nomad Credit

Yes

Other Fintechs

Maybe

Traditional Cards

No

How It Works?

Fast to get. Easy to use.

Apply in Minutes

Fill a simple application form

Instant Approval

With no need of SSN or U.S. credit history

Activation

Happens once you land in the U.S.

Start Using It

To build your U.S. credit history

Frequently Asked Questions

About U.S. Credit Card (Without SSN/ITIN)

Can I apply for this offer on other websites too?

This offer is exclusive to Nomad customers. To avoid any delays or issues with your application, please apply through this website only. Submitting applications from multiple websites can negatively impact your approval.

What are the card details and card limit of this U.S. credit card?

  • No monthly fee
  • Fixed APR for the life of the card - up to 29.99%
  • $1000 - $1500 starting limit, no upper limit
  • Unlimited 3% cash back on airfare
  • No foreign transaction fees
  • Add to e-wallet and tap to pay
  • Fraud protection with account-freeze capability
  • Ability to increase credit limit over time
  • Get $25 for every friend you refer who is approved for a credit card, up to $2,000 per calendar year.
  • Real human customer support

Will I be able to increase my credit limit?

We help you gradually build your credit score and limit over time. If you want to talk about how we can increase your credit limit, you can contact us.

How can I apply?

Applications for this credit card is currently closed.


How will I know if I'm approved?

After you've finished all the steps in the application process, you'll get an email notifying you of your status. If you have any questions about the status of your application, contact us.

Is there a credit check?

Yes. Even though you do not need a credit history to qualify for the U.S. credit card, we still do a credit check.

Ready to start your credit journey early?

Apply for US credit card
(without SSN/ITIN) in minutes

Disclosures

This is not a deposit product. This card is issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.