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In partnership with Zolve Logo

Arrive in the U.S.
financially prepared

Build your U.S. credit history from day one. Get a credit card designed for international students before you fly out.

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Eligibility

If you are an international student moving to the U.S., you likely qualify.
To apply you need to have:

A valid passport

A valid passport

I-20 (proof of student status)

I-20 (proof of student status)

Valid U.S. student visa

Valid U.S. student visa

Top Benefits

Designed for your U.S. lifestyle

No SSN Required

No SSN Required

Credit history helps

Welcome points worth $15

No Monthly Fee

No Monthly Fee

Easy linkage

Easy linkage with Apple Pay or Google Pay

Credit Limit

Upto $15,000* credit limit

Credit Reporting

Up to 1% unlimited cashback on all purchases

and more

How it works?

Fast to get. Simple to use.

Apply in Minutes

Apply in Minutes

Keep your passport & visa handy

Instant Approval

Instant Approval

No U.S. credit history or SSN needed

Activation

Activation

Happens once you land in the U.S.

Start Using It

Start Using It

To build your U.S. credit history

Trusted by Thousands of students Like you

You are in good company

Ready to start your credit
journey early?

Apply for a US Credit Card in minutes

Frequently Asked Questions

Can I apply without a U.S. credit history?

Yes. This card is specifically designed for international students who are new to the U.S. financial syatem. No prior credit history is needed.

Do I need a Social Security Number (SSN) to apply?

No. You can apply and get approved without an SSN. Once you receive your SSN later, you can update your details in the app.

Can I get the card before I travel to the U.S.?

Yes. You can apply from India and receive your virtual card instantly. Your physical card will be shipped once you're in the U.S.

How long does the application take?

Just 2-5 minutes. You'll need your passport, I-20, and U.S. student visa copy.

How does the card help?

Helps build a U.S. credit history from day one, which can later be used when applying for car loans, home loans, rental agreements, and even some jobs.

Zolve Disclaimer

Zolve Innovations Inc is a financial technology company, not a bank or lender. All Zolve banking services are provided by our partnering banks, Community Federal Savings Bank, Woodhaven, NY, or The Bank of Missouri, Perryville, MO, or The Continental Bank, Salt Lake City, UT, members FDIC pursuant to a license from Mastercard and may be used everywhere Mastercard debit or credit cards are accepted. Please check the statement / app / back of your card to know about its issuing bank.

Deposits are subject to FDIC insurance up to $250,000, the legally permissible amount.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

*Credit card limit will be decided based on the details provided during the application process.

^Withdraw cash for free at 60k+ ATMs: Out-of-network ATM withdrawal fees shall apply except at MoneyPass ATMs or any Allpoint ATM. Other Fees such as third-party, network, and cash deposit fees may apply.

++Loans: Zolve is not a loan or lending service provider. All the lending services are provided by third-party lenders.

**Insurance: Zolve is not an insurance service provider or a broker. Third-party insurance service providers provide all insurance services. NOT A DEPOSIT. NOT FDIC INSURED. NOT INSURED BY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY PARTNER BANKS. MAY GO DOWN IN VALUE.

© Copyright 2025 @ Zolve | All rights reserved

Zolve Innovations Inc, 401 N Franklin Street Suite 2400 - 165 Houston, TX 77002

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