Frequently Asked Questions

About Scholarships in New Zealand

Does New Zealand offer scholarships to Indian students, or is it mostly for Pacific Island students?

This is among the most widespread myths. However, even though there are special scholarships for Pacific Island students, Indian students can still apply to the New Zealand Excellence Awards, university merit scholarships, vice chancellor's scholarships, and even faculty-specific scholarships. Universities like the University of Auckland, University of Otago, and AUT set aside money from their scholarships for Asian international students, including Indians.

What is the New Zealand Excellence Award and does it actually cover full tuition?

These New Zealand Excellence Scholarships are provided by Education New Zealand and provide only partial scholarships worth NZ$10,000 per annum to cover the initial year of fees. These scholarships aren't full scholarships but can be stacked, which means that one can get other grants or faculty scholarships for even further reduction in total cost. This scholarship can be applied for once in a year if you have an offer from a New Zealand university.

Are there scholarships in New Zealand for students who want to study a master's degree in engineering or STEM?

Yes, STEM students are among the most sought-after scholarship candidates in New Zealand. Universities like the University of Canterbury and the University of Auckland offer faculty level funding for master's students in engineering, environmental science, and data science. Some of these are research-linked, meaning if you choose a thesis-based master's program over a coursework one, your chances of getting partial or full funding go up considerably.

Which universities in New Zealand for international students give the most generous scholarships?

New Zealand has eight public universities and all of them offer scholarships for international students, but the University of Auckland, University of Otago, Victoria University of Wellington, and Massey University tend to have the most structured international scholarship programs. The University of Otago in particular has a strong scholarship culture across medicine, science, and commerce. Lincoln University is a strong choice for agriculture and environment students, often with dedicated international funding.

Is doing an MBA in New Zealand a good move and are there scholarships available for it?

An MBA in New Zealand is a practical choice for students who want a globally respected qualification combined with post study work rights of up to 3 years. The University of Auckland Business School and Massey Business School both offer merit based partial scholarships for international MBA applicants. A solid GMAT score, relevant work experience, and a well written application essay make a real difference in scholarship consideration here.

How do I actually get a scholarship to study abroad in New Zealand, step by step?

The best strategy would be to first apply to your selected university in New Zealand and receive either a conditional or unconditional admission letter, because most scholarships will need one. After obtaining the admission letter, you should then proceed to the international scholarship portal of your selected university and apply during their set deadline, which is generally 2-4 months prior to your intake date.

Can I get a scholarship for a master's degree in New Zealand without a very high GPA?

Most scholarships abroad for master's degrees in New Zealand are merit based, but merit is not always just GPA. Research experience, professional background, leadership achievements, and the strength of your application essay all count, especially for universities like Victoria University of Wellington and AUT. Some need based grants also exist for students from developing countries, and these look at financial background alongside academic standing rather than GPA alone.

Does Nomad Credit's Scholarship Finder Tool work for New Zealand universities?

Yes, Nomad Credit's Scholarship Finder Tool covers scholarships in New Zealand along with other major study destinations. You enter your academic profile, target program, and preferred country and the tool matches you to scholarships you are realistically eligible for, saving you the hours of scanning individual university scholarship pages. Since most students end up using both scholarships and education loans together, Nomad Credit also lets you explore loan options of up to Rs. 2 Crore alongside your scholarship search in one place.

New Zealand Scholarships for Study Abroad

Around 8,000 Indian students currently study in New Zealand each year. New Zealand is increasingly popular among Indian students for its world-class research universities, post-study work visa options, and a growing number of funded scholarship programs for international applicants. That said, fewer than 1 in 6 students who apply for external funding actually secure it.

Here is how to be one of them.

From the New Zealand Excellence Awards to university-specific merit grants, this guide covers verified scholarships in New Zealand for international students, with clear details on amounts, deadlines, and eligibility for the 2026-27 cycle.

If you are searching for a scholarship abroad for masters degree or broader international scholarships for Indian students in the Pacific region, you will find government fellowships, institutional awards, and university merit scholarships here, along with practical tips on what actually gets applications shortlisted.

Types of Scholarships Available in New Zealand for Indian Students

Study abroad scholarship for Indian students going to New Zealand comes from three main sources:

  • Government Scholarships: These are funded by the New Zealand government, primarily through the New Zealand Aid Programme (NZAP) and the New Zealand Excellence Awards. They tend to be competitive, carry full or substantial funding, and are targeted at students from select developing countries including India. Timelines are strict and the application windows open well before your intended intake.
  • University or Institutional Scholarships: Most universities on the list of universities in New Zealand for international students run their own merit-based award programs. These are typically applied for at the time of or just after admission, and several are automatically considered during the admissions review without a separate application. Coverage ranges from 10% to 50% of tuition in most cases, though some carry full-tuition waivers for exceptional candidates.
  • Private and Foundation Scholarships: Programs that fall under this category include Rotary Foundation Global Grants, Commonwealth Scholarships, and Indian foundation scholarships specifically for Indians. Such programs have separate application forms, early application dates as compared to universities, and are always associated with a particular field of study.

Top Scholarships in New Zealand for Indian Students

From fully funded government fellowships to university merit awards, here are the most relevant scholarships in New Zealand worth adding to your shortlist for 2026-27.

ScholarshipAmountFor
New Zealand Excellence AwardsPartial tuition (up to NZD 10,000)UG and PG, multiple fields
New Zealand Aid Programme ScholarshipFully fundedPG, development-focused fields
University of Auckland Merit ScholarshipUp to NZD 10,000 per yearMaster's, select programs
Victoria University of Wellington ScholarshipUp to NZD 15,000Master's and PhD
University of Otago International Excellence ScholarshipNZD 5,000 per yearUG and PG
AUT Vice-Chancellor's International Scholarship20% to 50% tuition reductionUG and PG
Massey University Vice-Chancellor's ScholarshipNZD 5,000 to NZD 15,000Master's and PhD
Lincoln University International Scholarship20% to 30% tuition reductionUG and PG
Canterbury International Excellence ScholarshipNZD 5,000 to NZD 10,000Master's
Commonwealth Scholarship (New Zealand-administered)Fully fundedPG, Commonwealth nationals

Fully Funded Scholarships in New Zealand — The Short List

If you want to study in New Zealand with minimal out-of-pocket cost, these fully funded and heavily subsidised programs are the most important to target first.

  • New Zealand Aid Programme (NZAP) Scholarship: This is the leading scholarship sponsored by the government for students coming from developing nations including India. It covers full tuition fees, a monthly living allowance, return airfare, Overseas Student Health Cover (OSHC), and an establishment allowance to help with initial settling-in costs upon arrival in New Zealand. The scholarship attracts stiff competition, and a key focus is made on individuals with a clear development-oriented study objective and intention to go back home after studies.
  • Commonwealth Scholarships (New Zealand-administered): Open to citizens of Commonwealth countries including India. Fully funded for postgraduate study, these are administered through the New Zealand Ministry of Foreign Affairs. Applicants are expected to show academic merit and a commitment to contributing to development outcomes.
  • New Zealand Excellence Awards: Backed by Education New Zealand and funded in partnership with participating universities. While not fully funded, these awards reduce tuition costs significantly and are among the more accessible scholarships in new zealand for international students given the broad eligibility criteria.
  • PhD Scholarships at New Zealand Universities: At the University of Auckland, Victoria University of Wellington, and the University of Otago, PhD students are commonly offered a living stipend of approximately NZD 27,000 per year, with tuition fees waived entirely. These are effectively fully funded positions and are competitive on the basis of research proposal quality and academic record.
  • Victoria University of Wellington PhD Scholarship: One of the more well-funded PhD programs in New Zealand, combining a full tuition waiver with a living stipend. Strong preference is given to applicants working in fields aligned with VUW's key research areas, which include public policy, environmental studies, and information technology.

Who Can Apply for Scholarships in New Zealand?

Most scholarships in New Zealand for international students evaluate five core things: academic record, English proficiency, SOP quality, references, and study motivation. Whether you are targeting a masters scholarships abroad program or a government fellowship, these are the benchmarks to keep in mind.

CriteriaMinimum RequirementNotes
Academic Record3.0+ GPA or equivalentNZAP and university excellence awards typically expect students to rank among the top performers in their cohort
English ProficiencyIELTS 6.5 / TOEFL 90Required for admission to most New Zealand universities
GRE or GMATVaries by programCommonly required for MBA programmes and selected master’s degrees
Statement of PurposeMandatoryShould be tailored to the scholarship rather than reused from your admission application
Letters of Recommendation2 academic refereesReferees should address the scholarship criteria and your suitability for the award
Development CommitmentRequired for NZAPGovernment-funded scholarships place significant emphasis on post-study impact and contribution to your home country

How to Get a Scholarship to Study in New Zealand: Step by Step

If you are serious about how to get scholarship to study abroad in New Zealand, the process needs to begin well before the intake deadline. The timelines are tighter than most students expect.

  • Research and shortlist scholarships early (12 to 18 months before intake): Start with the desired course, the degree level, and the targeted universities. Look for eligibility conditions of scholarships that apply only to Indian citizens. Many NZAP scholarships allocate country-wise quotas, and all university scholarships are not available to applicants from all regions.
  • Get Your Admission First: Most university merit scholarships in New Zealand require a valid offer letter before the scholarship application can be processed. Apply in the first available admission round. Scholarship budgets at institutions like the University of Auckland and Canterbury are allocated as classes fill up.
  • Write a separate SOP for each scholarship: The SOP for your admission application will not help in this case. For the NZAP scholarship, the requirements are that there be a development goal and an exit strategy. University-based scholarships look for evidence of academic excellence and suitability to the program. Write a separate SOP for each scholarship.
  • Pick Referees Who Know Your Academic Work: ackground Provide your referees with information about the criteria for the scholarship when drafting your letter of reference. This approach guarantees that the letter will always score higher than any other form of reference, regardless of the referee’s position.
  • Run Parallel Applications: There is no restriction on applying to the NZAP scholarship, a university merit grant, and a Commonwealth scholarship in the same cycle. Most Indian students who successfully fund their New Zealand degree apply to three to five sources simultaneously.
  • Submit Well Before the Deadline: Submit at least two weeks early. University portals in New Zealand process a high volume of international applications in the months of October through January, and upload failures or missing documents are common near the deadline.

Documents Required to Apply for Scholarships in New Zealand

Whether you are targeting the NZAP scholarship or a university excellence award, having your documents ready before you begin the application will save you significant time and reduce the risk of rejection on procedural grounds.

DocumentDetails
Academic TranscriptsAttested copies of transcripts from all semesters
Degree or Provisional CertificateOriginal or notarised copy
English Proficiency ScoreIELTS or TOEFL score report, typically valid for two years
GRE or GMAT Score ReportRequired for some MBA programmes and selected master’s degrees
Statement of PurposeScholarship-specific essay written for the particular award
Letters of Recommendation2–3 recommendation letters on official letterhead
CV or ResumeInclude academics, internships, research work, achievements, and awards
Passport CopyValid passport with all relevant pages
Admission or Offer LetterRequired for most university-based scholarship applications
Research ProposalMandatory for PhD and research-focused scholarships
Financial DocumentsBank statements, income records, or other documents for need-based awards
Development Plan or Return CommitmentRequired for NZAP and certain government-funded scholarship programmes

New Zealand Scholarship Deadlines — Don't Miss These Dates

From best scholarships to study abroad programs to New Zealand university grants, here are the key deadlines for the 2026-27 intake. If you want to study masters in New Zealand with scholarship support, begin tracking these dates now, well before you receive your admission offer.

ScholarshipDeadline
New Zealand Aid Programme ScholarshipMarch (varies by country quota)
New Zealand Excellence AwardsMarch (through participating universities)
Commonwealth Scholarship (NZ-administered)October
University of Auckland Merit ScholarshipMarch–April
Victoria University of Wellington ScholarshipMarch–April
University of Otago Excellence ScholarshipMarch–April
AUT Vice-Chancellor's International ScholarshipRolling (reviewed with admission application)
Massey University Vice-Chancellor's ScholarshipFebruary
Canterbury International Excellence ScholarshipFebruary
Lincoln University International ScholarshipMarch

What Actually Gets You a Scholarship to Study in New Zealand?

Most Indian students who miss out on scholarships in New Zealand are not underqualified. They are out-strategized. These are the things that consistently make a difference when committees are reviewing applications.

  • Apply in the first available admission round, as scholarship budgets at New Zealand universities are allocated progressively and are often exhausted before the final intake deadline.
  • Write a completely fresh SOP for each scholarship. Reviewers evaluating New Zealand merit awards can tell immediately when an applicant has submitted the same essay they used for admission.
  • Brief your referees before they write your letter. A reference that directly speaks to what the University of Auckland or VUW is looking for will always outperform a generic academic testimonial, regardless of how senior the writer is.
  • Provide a relevant goal related to the developmental sector and the exact strategy to use the qualification received back in India for NZAP and Commonwealth scholarship purposes. They emphasize strongly on your post-academic plans.
  • Apply to three to five scholarships simultaneously. There is no penalty for running parallel applications, and the majority of Indian students who successfully fund their New Zealand studies have done exactly this.
  • Submit at least two weeks before the deadline. Portals see heavy traffic in January and February, and document uploads frequently fail in the final 48 hours before the cutoff.

If you are targeting a PhD scholarship, ensure your research proposal is specific, well-scoped, and aligned with the research interests of the faculty member you plan to work with. A generic proposal is the most common reason PhD scholarship applications are declined at New Zealand universities.

Can You Combine a Scholarship with an Education Loan?

Yes, and for most Indian students heading to New Zealand, combining a partial scholarship with an education loan is the most practical way to cover the full cost of the degree.

Example: Study Masters in New Zealand, specifically, an MS in Data Science from the University of Auckland. Annual costs: NZD 40,000. Scholarship from university on the basis of merit: NZD 10,000 (25% met). Balance to be financed annually: NZD 30,000, around INR 15 to 16 lakh annually.

An education loan with a moratorium period covers this gap with no EMIs while you are studying. Repayment typically begins 6 to 12 months after graduation, once you are earning.

Use Nomad Credit's scholarship finder tool to check which scholarships match your profile and target university, then compare loan options from 15+ lenders for the remaining amount. Students who plan their scholarship and loan strategy together, rather than in separate steps, almost always end up in a stronger financial position before they board.

Frequently Asked Questions

What is the typical living cost in New Zealand for international students and does any scholarship cover it?

The cost of living in New Zealand ranges from NZD 15,000 to NZD 20,000 annually, depending on the locality, with Auckland the most expensive city. Not many scholarships fully subsidize living costs, but the New Zealand Commonwealth Scholarship and some doctoral research scholarships provide a stipend. It is common practice for students to finance their tuition through a combination of scholarships and student loans.

Is study in New Zealand worth it compared to the UK or Australia for Indian students from a scholarship and career standpoint?

New Zealand is genuinely underrated among Indian students when it comes to scholarships and post-study opportunities. The Post Study Work Visa offers up to 3 years of open work rights, which is more flexible than many UK visa options. Scholarship competition is also lower than in the UK or Australia simply because fewer Indian students apply, which means a well-prepared applicant has a better shot at getting funded.

How much scholarship funding can I realistically get in New Zealand?

The New Zealand Excellence Awards are partial scholarships, not fully funded. They provide up to NZD 10,000 toward tuition costs in the first year of study and are awarded through participating New Zealand universities. For fully funded options, the NZAP scholarship and Commonwealth Scholarship are the programs to target — both cover tuition, living costs, and travel, but carry significantly higher competition.

What GPA is required for scholarships in New Zealand?

Most New Zealand university scholarships require a minimum GPA of 3.0/4.0 (equivalent to 60–65% in the Indian system). Highly competitive programs such as the NZAP scholarship and doctoral fellowships typically expect 3.5/4.0 or above. Academic record is one of five criteria evaluated — research output and SOP quality carry significant weight alongside GPA.

Can I study in New Zealand for free?

Fully free education is rare for international students. A handful of fully funded government scholarships do exist, but seats are limited and competition is high. For most students, scholarships cover a portion of the cost and an education loan bridges the rest.

Are scholarships in New Zealand merit-based or need-based?

Many are based on merit, related to one’s academics and even research capabilities. There are need-based scholarships, but there are fewer for foreign students. Your top priority should be your academic credentials.

Do New Zealand universities automatically offer scholarships?

Some universities do consider you for entry-level scholarships when you apply for admission, but most require a separate application. It is always worth checking the scholarship page of each university and applying early since many deadlines fall before or alongside the admission deadline.