How Forex Fluctuations Increase Your Loan Repayments

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When you borrow to pursue a study‑abroad program—taking out a student education loan for study abroad—you plan for tuition, living costs, travel, and more. What many overlook: exchange rate fluctuations (foreign‑exchange or “forex” risk) can inflate your real repayment burden. Let’s unpack how this happens, why it matters, and what you can do about it. […]

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Loan Refinancing Abroad: Smarter Repayment Options for Graduates

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For thousands of international graduates, studying abroad is a dream come true. Yet, once that dream turns into reality, managing the student education loan for study abroad becomes a major financial responsibility. After completing your degree and starting your career, it’s common to face challenges such as high monthly installments, fluctuating exchange rates, and limited […]

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Why NBFCs Are Winning Over Banks in 2026 for Study Abroad

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Non-Banking Financial Companies (NBFCs) in India have over the last couple of years morphed into players that belong to a niche category to those that can compete within the lending sector, especially in the education financing sector. By 2026, NBFCs are poised to surpass conventional banks in some of their areas of operation, in particular, […]

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Global Loan Options: India vs USA vs International Lenders

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When you’re planning to study abroad, one of the biggest puzzles is how to fund it. You may hear terms like student loans for international students, and wonder: which route makes the most sense? In this article, we’ll dig into how Indian lenders compare against U.S. lenders and international/global financing platforms. We’ll look at eligibility, […]

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Grace Periods & Moratoriums: What Every Student Should Know in 2026

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When students plan to pursue higher studies overseas, study abroad education loans often become a vital financial bridge. But one piece of loan vocabulary that sometimes trips up borrowers is the concept of grace periods and moratoriums. In this post, we’ll demystify what these terms mean, how they apply to education loan for abroad, what […]

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Scholarships vs Loans: How Students Decide on Financing in 2026

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The dream of studying abroad continues to inspire thousands of students every year. But while the excitement of earning a global degree is unmatched, one big question always stands in the way — how to pay for it. In 2026, international students are weighing their options more carefully than ever, comparing scholarships and education loans […]

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Visa Delays & Loan Stress: How Students Can Prepare for Unexpected Hurdles

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Planning to study abroad is exhilarating: new horizons, fresh experiences. The decision to study abroad is euphoric: the new environment, new experiences, and the expectation of good education. However, there are critical logistical threats that can scuttle even the most well-thought-out plans, although accompanied by the excitement, come visa delays and education loan stress. These […]

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Parents’ Guide to Cosigner Responsibility in Education Loans

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As you watch your child fantasizing about studying in a foreign country, you find yourself in the two roles of parenting and in some cases, guarantor. There is a need to understand what is meant to cosign a student’s education loan to study abroad. This guide provides comprehensive information for parents on cosigner responsibilities, risks, […]

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