Category: Bank, Finances & Tips

Bank vs NBFC for Education Loans: Which Should You Choose?

Posted on by Akanksha
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Covers the distinctions between NBFC and bank services for better financial planning. Know all basic details of the bank and NBFCs.
A bank is like a safe place approved by the government where you can put your money. It takes care of your money, gives you loans when needed, helps you withdraw money, process checks, and offer services like online banking. Banks play an important role in the operation of a country’s currency. […]

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How to Refinance Student Loans: A Step-by-Step Guide

Posted on by Snigdha Mathur
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Refinancing student loans means replacing one or more existing loans with a single new loan from a different lender, usually at a lower interest rate or a different repayment term. People do it to reduce their monthly payment, shorten or extend their timeline, or combine several loans into one manageable bill. This guide walks through what […]

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Education Loan for MS in USA for Indian Students

Posted on by Snigdha Mathur
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An overseas study loan for MS in USA can help Indian students cover tuition fees, living costs, health insurance, travel and other education-related expenses. Depending on your university, course, loan amount and financial profile, you may qualify for a secured bank loan, a no-collateral loan, education loan with US cosigner or financing from an international […]

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Overseas Education Loan in Indian Banks

Posted on by Mansi Jain
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Key Takeaways SBI offers one of the lowest interest rates among public banks. HDFC Credila provides high loan amounts with faster approvals. Several lenders offer collateral-free loans for selected universities. Interest rates are usually floating and linked to benchmark rates. Education loans can cover tuition, living expenses, travel, and insurance. TCS on foreign remittances follows […]

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Education Loan Refinancing After Graduation: When It Makes Sense and When It Doesn’t

Posted on by Snigdha Mathur
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Key Takeaway: Student loan refinancing abroad is a smart move for students and grads who took out an expensive education loan in US at 11-13% (for example) and now earn in a new currency while living or working overseas. By replacing your existing study abroad education loan with a new one from a global lender […]

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Best Banking Features International Students Should Look for in the USA

Posted on by Mansi Jain
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Key Takeaways: Keeping banking fees low can make a difference when you’re managing expenses on a student budget. Banks with larger ATM networks can reduce the chances of paying extra withdrawal fees. A good mobile banking app makes it easier to track spending and manage money on the go. International transfer options are worth considering if you’ll be sending or receiving money […]

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How International Students Can Get a Credit Card Without an SSN?

Posted on by Snigdha Mathur
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International students can get a US credit card without an SSN through Nomad Credit before they even fly to America. The card requires only a valid passport, an I-20, and a valid US student visa. No SSN, no ITIN, no US credit history, and no security deposit required. Starting credit limit is USD 1,000 to USD […]

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