Education Loan Refinancing After Graduation: When It Makes Sense and When It Doesn’t

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Key Takeaway: Student loan refinancing abroad is a smart move for students and grads who took out an expensive education loan in US at 11-13% (for example) and now earn in a new currency while living or working overseas. By replacing your existing study abroad education loan with a new one from a global lender […]

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How to Choose the Right Education Loan Tenure

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Choosing the right repayment tenure for a study abroad education loan requires balancing two things: an affordable monthly EMI and the total interest you will pay over time. A shorter tenure can reduce your overall borrowing cost, but it also means higher monthly EMIs. A longer tenure brings the EMI down, making repayment easier in […]

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Best Banking Features International Students Should Look for in the USA

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Key Takeaways: Keeping banking fees low can make a difference when you’re managing expenses on a student budget. Banks with larger ATM networks can reduce the chances of paying extra withdrawal fees. A good mobile banking app makes it easier to track spending and manage money on the go. International transfer options are worth considering if you’ll be sending or receiving money […]

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How International Students Can Get a Credit Card Without an SSN?

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International students can get a US credit card without an SSN through Nomad Credit before they even fly to America. The card requires only a valid passport, an I-20, and a valid US student visa. No SSN, no ITIN, no US credit history, and no security deposit required. Starting credit limit is USD 1,000 to USD […]

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Punjab National Bank (PNB) Education Loan: Interest Rates, Eligibility, & Repayment Details

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  Interest Rate Moratorium Period Margin Money Floating – 8.10% – 10.10%Fixed – 9.10% – 11.60% Course years + 1 year Up to INR 4 Lakhs – nilAbove INR 4 Lakhs – 15% Punjab National Bank (PNB) is one of the top banks to support study abroad and a popular financial institution working in the […]

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