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Interest rates starting at 2.95%*

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US Cosigner loans that go easy on your wallet with interest rates as low as 2.95%*

Why Choose US Cosigner Education Loan?

100%

Financing on Edu Expenses

2.95%*

Interest Rates

NO

Processing Fees

$2B+

Loans Secured via Our Platform

Study in USA with Low Interest Education Loan with Nomad Credit!

A US Co-signer Education Loan is one of the easiest and most affordable ways for international students to study in the United States. With the help of a US-based co-signer who is a US citizen or Green Card holder with a good credit score, students can get loans at low interest rates without giving any collateral. These loans are quickly approved and can cover 100% of education costs, including tuition fees and living expenses. The process is simple, documentation is minimal, and repayment options are flexible. With Nomad Credit, students can easily connect with trusted US lenders and find the best co-signer loan to achieve their dream of studying in the USA with confidence and peace of mind.

U.S. Cosigner Loan Benefits:

  • Zero Processing Fee
  • No Collateral Required
  • Quick Approval
  • No Forex Involved
  • Build Credit History from Day 1
  • Flexible Repayment Terms

So, what are you waiting for? Register now and take the first step toward your study abroad dream!

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How it works?

Securing a US Co-signer Education Loan is simple, fast, and the smartest choice for aspiring students planning to study in the USA

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US Cosigner Loan Process

Get Your Loan in 4 Easy Steps

Check Fit

Book Consultation

Our expert will walk you thorough the process in detail for FREE.

Apply Fast

Add
Cosigner

Invite your U.S. cosigner
to complete the
application.

Get Funded

Get Approval

The lender confirms approved rates and loan amount.

Easy Repayments

Receive Funds

Directly in the school account, no forex charges involved.

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Overseas Education Loans

Frequently Asked Questions

What is a U.S. cosigner loan?

A U.S. cosigner loan is a student loan backed by someone in the U.S. with a strong credit profile. Their support improves your chances of approval and may get you lower interest rates—without needing collateral.

Who can be my cosigner?

Your cosigner must be a U.S. citizen or permanent resident with good credit history and stable income. They can be a family member, friend, or trusted professional.

Why do I need a cosigner?

As an international student, you may not have U.S. credit history. A cosigner’s credit profile reassures lenders and helps you access better loan terms.

Is collateral required for this loan?

No, these loans are usually unsecured. Your cosigner’s creditworthiness replaces the need for collateral.

How will my cosigner be impacted if I miss payments?

If you miss payments, it will appear on your cosigner’s credit report and may harm their score. They are legally responsible for repayment if you default.

Can my cosigner be released from the loan in the future?

Yes, some lenders allow “cosigner release” after you make a set number of on-time payments and pass a credit check.

Can my cosigner’s existing debt affect my loan approval?

Yes. If your cosigner has high debt, it could limit the amount you’re eligible to borrow.

What are the repayment terms?

Terms range from 5 to 15 years, with flexible plans including interest-only payments while in school.

Can I have more than one cosigner?

No, you can only have one cosigner at a time.

Can I track my loan and repayment status with my cosigner?

Yes, most lenders offer online account access for both you and your cosigner to monitor payments.

Plan your dream education journey today with Nomad Credit!

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Disclaimer

*Student Loan Rate and Terms Disclosure: Rates displayed include Automatic Payment and Loyalty Discounts, where applicable. Note that such discounts do not apply while loans are in deferment. The lenders on the Nomad Credit platform offer fixed rates ranging from 3.39% – 18.11% APR and variable interest rates from 4.13% – 16.85% APR. Variable rates and floating rates from Indian lenders will fluctuate over the term of the borrower’s loan with changes in the Index rate. The Index will be either LIBOR, SOFR, or the Repo Rate (for Indian lenders), depending on the lender. Rates are subject to change at any time without notice. Your actual rate may differ from the rates advertised and/or shown above and will be based on factors such as the term of your loan, your financial history (including your cosigner’s, if any, financial history), and the degree you are in the process of achieving or have achieved. While not always the case, lower rates typically require creditworthy applicants with creditworthy co-signers, graduate degrees, and shorter repayment terms (terms vary by lender and can range from 5 to 20 years), and include Automatic Payment and Loyalty Discounts, where applicable. Loyalty and Automatic Payment discount requirements, as well as lender terms and conditions, will vary by lender; therefore, reviewing each lender’s disclosures is important. Additionally, lenders may have loan minimum and maximum amounts, degree and institution eligibility, citizenship and residency requirements, and other lender-specific criteria. Lenders will conduct a hard credit pull when you submit your application. Hard credit pulls will have an impact on your credit score.

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