Studying abroad is one of the boldest investments you can make in your future. From choosing a destination to securing a student visa, or a cost-effective programme to study in UK, and hunting for scholarships — every decision counts. But at the end of the journey, how do you measure success?
How do graduates judge whether this “study abroad” experience truly delivered return on investment (ROI)?
In this blog, we delve deep into student ROI stories, backed by data and real outcomes, and offer guidance for you to evaluate your own future abroad.
When we talk about ROI – return on investment – in a study abroad context, we’re looking beyond fees and living costs. We examine:
Given the rising cost of international degrees and the ever-competitive job market, measuring ROI helps you decide whether to pursue a masters in USA.
Here are some compelling statistics that reveal how study-abroad alumni fare:
According to a survey by IES Abroad, 84% of alumni said their study-abroad experience helped them build job skills; 65% found a career-related job more quickly than expected; and 90% gained admission into their first or second choice of graduate/professional school.
A summary of multiple studies shows that study-abroad students in the U.S. are: 2× as likely to find employment within 12 months (vs non-study-abroad peers), earn about 25% higher starting salaries, and have lower unemployment rates.
For example, the average cost of a master’s for international students in the UK is around £17,109 (~ US$ 22,000) for taught classroom programmes.
These data suggest that studying abroad can pay off — academically, personally and professionally — but mindful planning is vital.
Below are three common themes that graduates share when reflecting on their ROI.
Many international students emphasise that one of the most valuable dividends of studying abroad is the built-in global network and the cross-cultural skills. In the IES Abroad survey: 97% of alumni said the experience increased their maturity.
Graduates often report faster entry into professional roles, access to international employers, and higher starting salaries. For example: study-abroad alumni were more likely to be hired, and their salary advantage can accumulate over time.
Success isn’t only the first job; many measure ROI by how the experience changed their willingness to take risks, work in global teams, adapt to new cultures, or even relocate. A global mindset opens career paths — sometimes less obvious at the time of application.
To turn your overseas degree into a meaningful ROI story, use the following checklist:
| Destination Programme | Estimated Cost | Post-Graduation Outcomes | Key ROI Indicators |
| Masters in USA (STEM) | High (tuition + living) | OPT/PGWP, global career | High salary premium, global brand |
| Masters in UK (1-yr) | ~ £17,000 tuition + living | Graduate Route visa 2 years | Short duration, quicker entry to job |
| Study abroad via scholarship | Lower cost due to funding | Leverage global network, lower debt burden | Balanced cost vs benefit |
Note: These are illustrative. Individual outcomes vary widely.
Your ROI story starts before you leave home and continues long after you graduate. It’s not just about the prestige of the university, but about the fit of the programme with your goals, the cost you incur, and the outcomes you drive. Accessing study abroad scholarships can dramatically lower your cost and improve ROI.
With proper planning, choosing the right destination, and taking full advantage of your study-abroad experience, you can turn your education into a success story. At Nomad Credit, we’re dedicated to helping international students unlock smart education loans and make informed decisions — because your future deserves clear-cut ROI.

Typically you can assess within 6 to 12 months of finishing your degree: did you find relevant employment, what salary you earned, what responsibilities you have. But full ROI can take 3-5 years as your career progresses.
A scholarship reduces your cost (which improves ROI) but it doesn’t guarantee outcomes. You still need to select a programme aligned with career goals, build networks, and perform well.
Often yes: a one-year course means fewer living costs and quicker entry into employment. However, you must ensure the programme has strong industry links, good graduate outcomes, and aligns with your goals.
Absolutely. Non-monetary returns such as global mindset, intercultural competence, language fluency, and network can be harder to quantify but are very real and often the key differentiators in global careers.
Keep a simple spreadsheet: entry salary, role, location, progression in job responsibilities, career changes, debt repayment status, and personal milestones (like taking up global assignments or changing countries). Review annually.
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