Student Credit Card Services Now Available for USA-Bound Students

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At Nomad credit, we have always focused on assisting international students in their study in USA process, whether it is the choice of university or the choice of the right study abroad education loan. Today we are expanding our support base by helping you provide student credit card services, particularly to students attending the United States.

This offering complements the guidance we provide on student loans, visas, admissions, and financial planning for studying abroad, helping ensure your education to the U.S. is smooth and financially secure.

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Why Credit Cards Matter for International Students in the USA

Studying in the U.S. is a dream for many, especially those looking to study masters abroad or pursue higher education at top American universities. Being an Indian students planning to study in the USA, financial management is as important as academic preparation.

Everyday Expense Management Abroad

Relocation to the U.S. involves handling numerous costs, food, transportation, books, and personal supplies. An international student credit card offers:

  • A safe alternative to carrying cash
  • Convenience in making purchases anywhere cards are accepted
  • Potential to start building a U.S. credit history (if applicable)

Eligibility varies based on student profile and documentation. Subject to issuer approval.

Smart Spending Paired With Education Loan Planning

Many students already rely on student education loans for study abroad to cover tuition and living costs. A credit card works alongside these loans by managing short-term spending, emergencies, and daily purchases, so you don’t dip into your loan prematurely.

We support both students with and without co-signers through our network of banks providing educational loans for abroad, especially those offering a study loan in USA with co-signer.

How Nomad Credit’s Credit Card Service Works

Here’s a step-by-step application guidance on how Nomad Credit’s credit card service works:

  1. Start your Nomad Credit profile and input your study in the US plans
  2. Explore loan options if needed, we compare lenders, eligibility, and repayment structures.
  3. Apply for the student credit card through our matched service (Card types vary (secured/unsecured), depending on issuer criteria).
  4. Activate the card and start using it for qualified expenses once in the U.S.

We help you prepare documentation and understand terms, no guesswork.

Key Features of the Student Credit Card

This service is designed for practical use, without overpromising on rewards or rates. APRs and fees depend on individual issuers.

  • Accepted across the U.S. for daily transactions
  • Linked digital banking access for mobile use and tracking
  • Supports financial planning alongside education loans
  • Safe and convenient alternative to cash or prepaid cards
  • Helps manage forex when loading funds from INR to USD

Student Credit Card vs. Prepaid Forex Card

We help you understand which option works best, especially for students pursuing a master’s in the USA. The difference between credit card vs forex card is as follows:

Feature Student Credit Card Prepaid Forex Card
Build Credit History Possible (in some cases) No
Usage Flexibility High (can use for various purchases) Limited to available balance
Emergency Use Credit line available Funds must be preloaded
Fees & Forex Rates Vary by issuer, forex applies Pre-conversion at locked rate

Disclaimers & Transparency

  • Nomad Credit does not issue credit cards directly. We connect students to potential issuers.
  • Eligibility varies based on factors like visa status, co-signer availability, or U.S. presence.
  • Subject to issuer approval. Card offers are not guaranteed.
  • No “best” card is promoted, offers are matched based on student profile.
  • Card terms (e.g., APR, fees, grace periods) will depend on the issuing partner and are clearly outlined during application.

Who This Is For

  • Indian students studying in the USA for undergraduate or postgraduate programs
  • Students who have secured or are applying for a U.S. study abroad loan
  • Those needing a flexible, secure payment method during their time in the U.S.
  • Students seeking support in choosing between multiple forex and payment options

Start Smart with Nomad Credit Loans

A Smarter Way to Manage Finances in the U.S.

Studying in the U.S. requires more than just academic readiness; it demands financial preparedness too. With the addition of student credit card services, Nomad Credit now offers a comprehensive financial toolkit, including education loans and digital banking solutions, all tailored for Indian students studying in the United States.

Whether you’re funding your education through a study loan in the USA with a co-signer or getting expert help from study abroad consultants, our combined loan and card support is designed to ease your transition and empower your study journey.

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Frequently Asked Questions

Does the student credit card come with forex benefits?

Some cards may offer competitive forex rates or reduced fees, but specifics vary. Compare terms before applying.


Will using a credit card affect my loan eligibility?

No, credit card use doesn’t impact your loan eligibility. In fact, managing both responsibly can help with financial planning.


Can I use the card to pay my tuition in the U.S.?

Some institutions may allow credit card payments for tuition, but fees could apply. Always confirm with your university’s finance office.


What’s the benefit of using a credit card abroad instead of only a prepaid forex card?

A credit card offers more flexibility: ability to make large payments (tuition, accommodation), build credit history (where applicable), and often better protections for fraud/disputes. Prepaid cards are useful for budgeting but may lack those benefits.


Can I get 100% of my tuition and living costs through a study‑abroad education loan?

Yes, many lenders on the Nomad Credit platform offer up to 100% financing of tuition and living expenses, depending on your profile and destination.


How does Nomad Credit support students with admissions, visas and loans together?

Our platform offers end‑to‑end services: university and course short‑listing, reviewing SOPs/documentation, visa support, matching you with the right education loan, and now a student credit card for daily expenses.


 

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