Posts by Snigdha Mathur

The Netflix Effect on U.S. Admissions: How Universities Now Evaluate Students Beyond Academics

Introduction: What Is the “Netflix Effect”? The “Netflix Effect” is more than just binge-watching. In higher education, it is the way storytelling, awareness of global stories, and algorithmic personalization have impacted the way American universities think about their students. Admissions officers today are not only evaluating what students study—but who they are, how they think, and how they […]

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Indian Banks vs NBFCs: Why Some Study Abroad Loans Get Approved Faster Than Others

For thousands of Indian students planning to study overseas, arranging finances is often more stressful than securing admission. Even after receiving an offer letter from a reputed international university, many students find themselves stuck at one crucial stage—education loan approval. Some loans are sanctioned within days, while others take weeks or are rejected outright. The […]

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How Public Sector Banks Influence Study Abroad Loans For Australia & More?

Decades later, the aspirations of students who have always dreamed of studying overseas have been subtly influenced by the public sector banks (PSBs) in India. As university rankings, visa regulations, and employment opportunities become popular topics of discussion, the banking policy often determines whether these dreams materialize. Insofar as education loans are concerned, particularly to […]

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Australia Education Loans Without Guarantors: Are NBFCs Replacing Indian Banks in 2026?

Funding higher education in foreign countries has been the greatest challenge facing India students. The discussion has harshly changed in 2026 to include the concept of guarantor-free Australia education loans, a term that was scarcely used in mainstream lending circles ten years ago. The Indian banks were the previous monopoly on education loan in Australia. Nevertheless, […]

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Why Collateral-Free Education Loans Are Becoming Course-Specific in 2026

In the past 10 years, international education has ceased being a prestigious goal and become a choice of career. UNESCO estimates that there were more than 7 million foreign-studying students by 2025. India has a total of over 1.3 million outbound students and it is considered to be one of the largest education loan markets […]

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Bachelor’s Abroad vs India: Cost, Admissions & ROI Comparison for USA, UK & Ireland

Choosing where to pursue your bachelor’s degree is no longer just an academic decision—it’s a life, career, and financial investment. For Indian students after Class 12, the question often comes down to a defining choice: pursue a bachelor’s degree in India or take the leap and study abroad in destinations like Study Bachelor’s in USA, UK, […]

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Affordable Education in Ireland: Fees, Daily Living Costs & Financial Checklist for Indian Students

reland has emerged in the background as one of the most viable study abroad destinations by Indian students who desire quality education without the heavy expenses witnessed in the US, UK or Australia. Ireland is not a luxury dream but a viable alternative due to the presence of English-speaking universities, internationally recognized degrees, good post-study […]

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Study in USA Without GMAT: New Pathways, Waivers & AI-Based Evaluation Trends for 2026

For decades, the GMAT was seen as a non-negotiable checkpoint for business and management programs in the United States. However, by 2026, the global study abroad ecosystem is undergoing a decisive shift. Universities are now questioning whether standardized tests alone can truly predict academic success, leadership ability, or long-term career outcomes. Today, students planning to […]

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The 12-Month U.S. Admission Blueprint: What Students Must Do From Class 12 to Visa Day

Why the First 12 Months Decide Your U.S. Dream? For most Indian students, the idea to study in the USA for Indian students after 12th feels exciting — but also overwhelming. The U.S. admission process is not a single application event; it is a tightly linked sequence of academic decisions, financial planning, documentation, and timing. […]

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UK vs Canada Education Loans: How Lending Rules Changed After Visa & Intake Caps

The UK and Canada have been regarded as the most foreseeable destinations of international education funding over ten years. Constant visa regimes, an increase in university admissions, and good post-study work opportunities meant that lenders were sure that they could offer master’s to study abroad on good terms. Since 2023-2024, that predictability has broken. It […]

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